Doron Peleg is the CEO/Founder of RiskWise Property Review, a Co-Founder and Managing Partner of 'PELEG, KESSEL & CO' and a former Executive Manager at Westpac.
Utilizing 20 years of experience in risk management, Doron has Co-developed RiskWise's property risk rating algorithm. This smart algorithm enables potential property investors to better access and mitigate risks for individual propertues in Australia.
Many investors tend to be overconfident, immodest, underestimate the level of knowledge and information that they need in order to minimize their risk. They tend to heavily rely on free property investment reports without understanding what they are actually getting and what they are missing.
With all the property data online available, where do you go to get a realistic check on your investment’s rental income projection? We offer tips and a free tool to help you.
A Labor win could mean an end to negative gearing. What will it mean when the property value estimate excludes the commonplace tax strategies? Before we assess the risks, we assess this event.
‘Risk-loving’ property investors tend to make crucial mistakes that often results in unnecessary risk exposure and very poor returns, leaving many of them with negative equity or even bankruptcy.
Two separate researches that performed by RiskWise Property Review reveal that: (1) The gap between Sydney and Brisbane is significantly wider than the gap before the mining boom. This means that the relative house prices in Brisbane are very low, from a long-term perspective. Therefore, Brisbane is more attractive than Sydney as an investment destination; and (2) Brisbane has the best Surplus/Shortfall Ratio (SSR), which is the ratio between the gross rental return and the funds required to service a mortgage (based on 80% LVR and the discounted variable rate as published by RBA). This means that the out-of-the-pocket costs to service the mortgage and the ongoing costs associated with the property are significantly lower for houses in Brisbane. This makes Brisbane an attractive property investment destination from both capital growth and rental return.